Property Insurance

AmTrust can create specialised property insurance plans
to protect homes or businesses against a wide range of hazards.
property insurance

What sets AmTrust apart?

Underwriting niche property risks is one of AmTrust's specialties. Our property insurance product gives businesses and property owners the assurance that their property is covered against a wide range of risks.
Our expertise and capabilities enable us to offer products that: 

  • Consider a wide variety of risks, ranging from  homeowners to heavy industrial, including some industries that are traditionally regarded as "high risk"
  • Cover open market risks and delegated authorities in the USA and internationally
  • Specialise in bespoke delegated authorities in the UK and Europe

We recognise that the purpose of purchasing insurance is to ensure there is financial security when the unexpected happens. All our products are tailored to meet not only our clients and their customers’ insurance needs, but are supported by committed and knowlegable claims staff, ready to help claimants when they need it most. Working with carefully selected partners and our own in-house claims teams, we can provide specialist handling of claims from the first notification through to final settlement.

Landlord Insurance

Our landlord insurance products are flexible and attractive for residential owners. We offer cover for a large number of tenants, including professionals, DSS, students and asylum seekers. Our cover options can also be tailored to fit an individual landlord's needs and include:

  • Loss of rent
  • Property owners liability
  • Legal protection
  • Accidental damage
  • Trace and access
  • Malicious damage by tenants
landlord insurance
Unoccupied Property

Unoccupied Property

Our Unoccupied Property Insurance is a flexible and attractive product  for residential or commercial property owners. Whether the property is unoccupied in the short term, between tenants or for a longer term during alteration or maintenance, our cover options range from fire, lightning, aircraft and explosion to full perils. We can also offer 3 or 6 month policy terms for short term unoccupied risks.

Household Insurance

We can provide insurance for homeowners that have a niche requirement or unusual claims history. 
  • History of subsidence
  • Criminal convictions
  • Adverse claims experience or inbalanced sums insured.
  • Properties that have been affected by flooding in the past.
Household Insurance


We provide cover for leisure caravans and awnings. Our innovative caravan  product includes a discount for owners who store their caravans at a site accredited by the Caravan Storage Site Owners' Association (CaSSOA). Cover options for caravans include: 

  • New for old
  • Loss of use
  • Public liability
  • European use
  • Contents and awnings

 Our Caravan product is supported by our in-house claims service that provides specialist claims handling from the first notification through to the final settlement.

Commercial Property Owners

AmTrust can provide commercial landlord insurance for a range of businesses either as a stand alone  or as part of a commercial combined product and can protect against a number of aspects, including liability and business interruption. Cover options include:

  • Loss of Rent
  • Legal and Property Owners Liability
  • Legal Protection
  • Accidental Damage
Commercial Property Owners
High-Value Homeowners

High-Value Homeowners

We understand that high-value homeowners face unique exposures when it comes to property insurance. Our comprehensive cover for high-value homeowners includes protection against windstorm, flood and earthquake. Additional cover for high-value homeowners includes: 

  • Ordinance and law
  • Water/sewer back up
  • Mold
  • Identity fraud
  • Personal injury
  • Upgrade to green
  • Mechanical breakdown
  • Workers compensation
  • Personal articles (jewellery, fine arts, etc.)

Fine Art & Specie

Our underwriters can provide worldwide coverage for physical loss or damage to high value property whilst in storage or in transit. We can provide cover for:

  • Fine Art
  • General Specie
  • Jewellers Block
  • Cash in transit
  • Speciality products

Contact the underwriting specialists at AmTrust International so we can create a customised insurance solution to meet your needs.

Fine Art & Specie